How It WorksABOUT USFAQCONTACT US
How It WorksAbout UsFAQContact Us(949) 264-3435
IRS Section 213(d) · Payroll-Integrated Benefits

The 213(d) Health Group Program

  1. Lower Employer Taxes
  2. Boost Employee Pay and Benefits
Schedule a Free Analysis →See how it works →

Quick Savings Calculator

Enter the number of employees who meet the weekly earnings thresholds. Then adjust estimated participation.

$0
See Results
Dual Value

Win-win by design.

213(d) benefits are structured so that both employers and employees come out ahead, every single payroll cycle.

FOR EMPLOYERS

Reduce payroll tax. Improve retention.

✓
Reduce FICA tax liability by 7.65% on enrolled compensation
✓
No changes to existing health plans or HR systems
✓
IRS-compliant structure with full audit documentation
✓
Stronger benefits package improves recruiting and retention
FOR EMPLOYEES

More take-home pay. Zero cost.

✓
Immediate increase in net pay with no extra cost to employee
✓
Pre-tax benefits for qualifying medical, dental, and vision expenses
✓
Existing health insurance and coverage remains completely unchanged
✓
Simple opt-in with no paperwork, no disruption to current benefits

This is tax law. Not a loophole.

When structured correctly through payroll, qualifying medical expenses become pre-tax, reducing state and federal taxes for both employer and employee. We handle the structure. You and your employees keep the savings.

§
What is the 213(d) Health Group Program?
A no-cost supplemental plan offering Hospital Indemnity coverage and a suite of health benefits, while delivering impactful tax savings to employees and your organization.
📋
What do we provide?
Powered by one of the largest healthcare management programs in the U.S., we ensure compliance, support HR in engaging employees, and deliver seamless, on-time claims, billing, and reporting.
🛡️
What are the employee benefits?
In addition to increased take-home pay, employees receive $0 prescriptions, $0 telehealth visits, and Hospital Indemnity coverage, delivering, everyday health support. View the full list of benefits.
$0
Out-of-pocket health benefit plan for employees
$650
Average annual savings per enrolled employee
2025
The year congress codified Section 213(d) into tax law
Zero
Changes required to existing health plans or coverage
Get Started Today

See exactly what your company qualifies for, at no cost.

Our analysis gives you a precise tax savings estimate based on your actual workforce. No obligation. No changes to your payroll until you say so.

Schedule a Free Analysis →
How It Works
IRS Section 213(d) payroll-integrated benefits. Reducing FICA for employers. Increasing net pay for employees.
Navigate
How It WorksBenefitsComplianceFAQ
Contact
(949) 264-3435info@213dhealthgroup.comSchedule a Free Analysis
© 2025 213(d) Health Group. All rights reserved.
Not legal or tax advice. Consult a qualified advisor.